Insights matter.

John Maynard Keynes is credited with saying that “markets can remain irrational longer than you can remain solvent.” This statement highlights two critical insights: We would propose this as a useful framework as we look ahead and discuss the current landscape and potential portfolio implications. Skipping to the punchline, we continue to think that markets, both equities and fixed income, are priced almost to perfection. It is entirely possible that a perfect scenario plays out, though we would argue that

Estate attorneys, CPAs, insurance consultants, bankers, real estate advisors and other Centers of Influence (COIs) are often on the frontlines of guiding families through complex financial, tax and legal decisions. But even the most capable COIs face challenges: fragmented client information, misaligned strategies between advisors and multi-generational family dynamics that complicate decision-making. This is where integrated advisors, such as Matter Family Office, add measurable value for both families and the COIs who serve them. By combining investment expertise with holistic

At Matter, our people-first perspective shapes how we partner with the extraordinary families we serve and the talented professionals we are privileged to work with. This fall, we’re proud to celebrate the well-earned promotions of several team members whose dedication, impact, and leadership continue to shape our success. These promotions reflect our commitment to fostering a people-centric culture of continuous learning and professional advancement. Each individual has demonstrated exceptional talent and a deep commitment to helping deliver the integrated advisory

For high net worth families, communication is a strategic advantage. Families who cultivate open dialogue and a culture of transparency across generations create resilience that extends beyond financial capital. These families position themselves to make sound decisions, navigate complex dynamics and steward both wealth and legacy with intention. The Cornerstones of Strong Family Communication Families who communicate effectively tend to be intentional about fostering clarity, openness and accountability in their interactions. They approach this work with a “win-win” attitude, with

Matter Family Office is honored to be featured in Professional Wealth Management by the Financial Times, spotlighting our Founder and Managing Partner, Kathy Lintz, and Chief Learning Officer, Courtney Pullen. The article explores how our Family Culture & Learning offerings empower families to steward wealth across generations through emotional fluency, tailored education, and collaborative decision-making. At Matter, we believe in “all generation learning”—a philosophy that ensures every family member, from rising leaders to seasoned stewards, is equipped to engage meaningfully in their

Balancing Vigilance with Optimism The second quarter of 2025 was anything but quiet—marked by Liberation Day (and the quick policy reversal shortly thereafter), Moody’s downgrade of US debt to Aa1, and a flash point in the Middle East between Israel (and its ally the US) and Iran.  Yet if we’d simply hibernated for three months, we would be waking up to global equity markets that were up over 11% for the quarter, resulting in a 10.1% return through the first

For high-net-worth families, wealth is more than numbers on a balance sheet. It represents opportunity, responsibility and a deep personal narrative that spans generations. Family office services provide the sophisticated infrastructure required to help families preserve wealth, foster unity and sustain their legacy. To be a truly successful family office is to acknowledge and integrate financial expertise with the human dynamic and aligning with purposeful, values-based wealth management. As family offices continue to expand globally and play a larger role

For decades, we’ve known that strong collaboration leads to better business outcomes—more innovation, better decisions and greater fulfillment. The same is true for families. When families take intentional steps to work together across generations, they unlock new possibilities: a deeper sense of unity, more resilient planning and a legacy that lasts. At Matter Family Office, we’ve seen firsthand that families who invest in building the skills, practices and tools needed for cross-generational engagement consistently make better decisions. But that doesn’t

Ultra-high-net-worth (UHNW) families, like successful business teams, face complex challenges that require clear communication, strategic decision-making and a long-term vision. Managing family wealth across generations demands not only financial acumen but also interpersonal harmony, shared values and a structured approach to governance. By studying the dynamics of high-performing teams, UHNW families can develop strategies that foster collaboration, preserve legacy and ensure the continued success of their family enterprise. Here are key lessons that families can learn from top-performing business teams:

We are thrilled to announce that our founder and managing partner, Kathy Lintz, has been named a finalist for the Entrepreneur of the Year® 2025 Heartland Award. This honor recognizes leaders who are redefining industries, creating lasting value and making a meaningful difference in their communities. Kathy joins a select group of 30 entrepreneurs from the Heartland region, which spans Minnesota, Kansas, Missouri, Iowa, Nebraska and the Dakotas. For over three decades, Kathy has led Matter Family Office with a

Having experienced the tech bubble, the global financial crisis, and the pandemic-era dislocation, we are no strangers to volatility. But this past week stands apart—not for the size of the moves alone, but for the speed and sentiment-driven nature of the swings. The level of market chaos feels disconnected from fundamentals and is, instead, tethered to the unpredictability of policy signals coming out of Washington. As illustrated by the chart below, policy uncertainty is now at unprecedented levels. The Fragility

How to Establish Trust and Collaboration in a Complex Family System Key Findings Why Is Transparency So Hard? Ultra-high net worth (UHNW) families are defined as families with more than $30 million in net assets. This means that they have generated enough wealth to have a significant impact on the long-term well-being of their children and grandchildren. Choosing how and when to share financial wealth with their kids can affect the careers their children choose, where they live, who they