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For high-net-worth families, wealth is more than numbers on a balance sheet. It represents opportunity, responsibility and a deep personal narrative that spans generations. Family office services provide the sophisticated infrastructure required to help families preserve wealth, foster unity and sustain their legacy. To be a truly successful family office is to acknowledge and integrate financial expertise with the human dynamic and aligning with purposeful, values-based wealth management. As family offices continue to expand globally and play a larger role

For decades, we’ve known that strong collaboration leads to better business outcomes—more innovation, better decisions and greater fulfillment. The same is true for families. When families take intentional steps to work together across generations, they unlock new possibilities: a deeper sense of unity, more resilient planning and a legacy that lasts. At Matter Family Office, we’ve seen firsthand that families who invest in building the skills, practices and tools needed for cross-generational engagement consistently make better decisions. But that doesn’t

Having experienced the tech bubble, the global financial crisis, and the pandemic-era dislocation, we are no strangers to volatility. But this past week stands apart—not for the size of the moves alone, but for the speed and sentiment-driven nature of the swings. The level of market chaos feels disconnected from fundamentals and is, instead, tethered to the unpredictability of policy signals coming out of Washington. As illustrated by the chart below, policy uncertainty is now at unprecedented levels. The Fragility

Managing wealth as a high-net-worth family involves more than just growing financial assets — it’s about preserving a legacy, planning for stability for future generations and simplifying the complexities that come with affluence. Family offices have become an essential resource for wealthy families, offering tailored solutions that go beyond traditional wealth management. But how do family offices work and why are they so beneficial for affluent families? In this blog, we’ll explore the inner workings of family offices, the wide

At Matter Family Office, we understand that managing wealth goes far beyond numbers—it’s about aligning your financial resources with your values, goals and legacy. For high-net-worth individuals and families, a family office provides a dedicated team to address the unique complexities of significant wealth. High-net-worth family offices manage everything from investment strategies to family governance, enabling families to focus on what matters most: living their values and creating lasting impact. Types of High-Net-Worth Family Offices High-net-worth family offices are not

One of the trends we spotlighted in our most recent quarterly commentary is the current valuation levels in public equity markets and what it means for forward-looking returns.  There’s no doubt that valuations can remain extended for a prolonged period.  However, history has shown us that markets that start at current levels typically experience lower returns over the ensuing 10 years.  The charts below are from the J.P. Morgan Guide to the Markets, and they highlight two concepts in graphical

As we step into the new year, it’s natural to pause and reflect on the road behind us while considering what lies ahead. For investors, this moment often brings a flood of market predictions, an annual tradition as enduring as it is flawed. Rather than attempting to predict the unpredictable, our aim is to explore the economic trends, policy shifts and market forces likely to shape the 2025 economic outlook for investors in the months ahead. By focusing on the

Investment Themes – What Matters? There is no absence of storylines vying for investor attention as we enter the last quarter of the year and review the investment themes. The Fed shifted its policy stance in September and markets are now trying to process the outlook for interest rates in the near term. To make the situation more complicated, we are also less than a month away from elections here in the United States. Despite this, portfolios are faring well

Volatility Ahead Over the first half of the year, we’ve seen a bifurcation of experiences across our three major asset categories: Equities, Bonds and Real Assets.  For equity investors, the story has been the resilience of the economy, the growth of profit margins and the momentum behind AI—evident in Nvidia’s 150%+ return so far in 2024.  Fixed income markets have been comparatively volatile due to the moderation of rate cut expectations and the growing consensus surrounding a higher for longer

The world is an uncertain place—it always has been and always will be. The recent past is a perfect reflection of that reality—a global pandemic, multiple military conflicts, monetary policy shocks, natural disasters, and the list could go on. Yet the power of human ingenuity and the resilience it has helped develop means that we are constantly improving the way in which we face these dynamic challenges. In a period of time when optimism seems scarce and criticism and concerns

How should investors make sense of what is happening in the markets and what is happening across global economies?  It’s admittedly THE million-dollar question.  Short-term interest rates are the highest they’ve been since the global financial crisis in 2008/2009.  As the two charts below illustrate, companies in the US are facing declining profit margins and are taking a cautious approach to future capital expenditures.  Lastly, real estate markets across the US are having to contend with a financing market that

There has been a lot for investors to digest throughout this year—the war in Ukraine, persistently high inflation, one of the fastest rate hiking cycles in history and the residual impact of a globally disjointed COVID response and reopening policy.  The result has been broad-based asset class declines, in which—as the chart below highlights—only commodities and cash have been spared.  The magnitude and the breadth of the decline stand out when viewed through the context of the last decade.  In