Matter Team
Ryan Waterhouse, CFP®, APMA®
Ryan joined Matter in 2026 and sits in our St. Louis office. He was drawn to the opportunity to combine meaningful, long-term client relationships with thoughtful, technical problem-solving. He enjoys helping Matter families navigate complex financial topics and understand the “why” behind strategies and tactics that will help them reach their goals.
Ryan began his financial services career at TD Ameritrade before joining Ameriprise Financial, where he served a wide range of clients with financial planning, retirement analysis, investment planning, and estate support. Across each role, he has worked with a broad mix of vehicles, learning how to use the right tools to maximize benefits for clients. He brings a detail-oriented mindset, a collaborative style, and a love of problem-solving to our team.
Ryan earned a BS in business from Missouri State University. He is a CFP®, an accredited portfolio management advisor (APMA), and also holds a Series 65 license.
When he’s not at work, Ryan loves spending time with family and friends, especially his significant other. He loves being outdoors and active—whether playing golf with friends, going for a walk or a hike, or finding another excuse to enjoy the fresh air—and also bowls regularly. A lifelong St. Louis Cardinals fan, he never turns down a day at Busch Stadium. And when he’s ready to slow down, he reads fiction (the Dune saga is a favorite) or settles in for a really good movie.